Refund Policy

Last Updated: January 2026

1. General Policy

At Fipay, we take pride in the quality of our digital resources. Because our products are digital downloads that are instantly accessible upon purchase, we generally **do not offer refunds** once a purchase is completed and the files have been downloaded.

Unlike physical goods, digital files cannot be “returned.” As such, all sales are considered final.

2. Exceptions (When We DO Refund)

We want you to be happy. We will issue a full refund in the following specific circumstances:

3. How to Request a Refund

If you believe you qualify for an exception, please email us within 14 days of your purchase.

Please include your order number and a brief explanation of the issue. We review all requests manually and will get back to you within 24 business hours.

4. Chargebacks

Please contact us first before opening a dispute with PayPal or your bank. We are always willing to work with you to resolve issues amicably. Unauthorized chargebacks will result in a permanent ban from our platform.